Creative Financing Built for Texas Investors & Builders
Get the guidance you need!
Residential and Commercial Loan Broker
Your Mortgage Journey, Simplified
Whether you’re stepping into homeownership for the first time, expanding your investment portfolio, or navigating the unique needs of self-employment, I’m here to tailor solutions for your goals.
From First-Time Home Buyers to seasoned investors, I offer expertise in:
Residential financing, including vacation homes, investment properties (including short-term and mid-term rentals), reverse mortgages, and more,
Investment and commercial property loans, and
Specialized programs like FHA, VA, USDA, jumbo loans, and one-time-close construction financing.
Flexible Solutions for Every Scenario
Need flexibility? Choose between fixed-rate mortgages
for stability or adjustable-rate mortgages (ARMs) for dynamic markets. Looking to leverage equity? Explore cash-out refinancing, home equity loans, or low down payment options. For entrepreneurs and investors, I provide self-employed mortgages, private/hard money loans, and commercial real estate strategies.
Support Beyond the Transaction
I also guide clients through mortgage assistance programs, credit suggestions and refinancing opportunities, ensuring you’re never alone in a shifting market.
Serving Ambitiously Coast to Coast
Currently our team is licensed in Texas, California, Florida, and eight additional states for residential financing—reach out to confirm availability in your area. For commercial financing, we are available in 50 states. Let’s turn your property vision into reality, no matter where you’re starting from.
Kat Frisbee: Building Trust, One Mortgage at a Time
My Mission: To serve others with integrity, compassion, and expertise, providing creative financing solutions for all loans—residential, commercial, and SBA—while turning challenges into opportunities, one loan, one person, one business at a time.
As a Senior Loan Officer at Aequalend, I’ve spent nearly a decade transforming the labyrinth of lending into pathways of possibility. Based in Ellis County, TX, I blend technical precision with genuine partnership, guiding clients through mortgages and business financing with a simple truth: complexity should never overshadow humanity.
Whether unlocking homeownership dreams with full underwriting pre-approvals, crafting commercial strategies, or navigating SBA loan nuances, I replace confusion with confidence—one intentional conversation at a time. At Aequalend, we don’t just process loans; we build relationships that thrive long after closing, rooted in education and advocacy.
My clients know me as more than an expert—they call me the “puzzle-solving partner” who treats every hurdle as a chance to innovate. Beyond finance, you’ll find me harmonizing with friends, chasing pickleball victories, or immersed in a 1,000-piece puzzle—reminders that life’s greatest rewards come from patience, connection, and a dash of creativity.
In a world of automated approvals, I champion the power of your story. Let’s turn challenges into momentum, paperwork into possibility, and aspirations into addresses. Together, we’ll prove that the right loan isn’t just a transaction—it’s a transformation.